Retail therapy is a phrase you hear banded about all the time.  Whenever I listen to consumer programmes designed to protect us all from the scammers, wise guys and othe criminals, there are articles on folk who have run into massive debt and have problems sorting it.  All because it is very easy to get into problems using payment cards without thinking to satisfy the misguided belief that shopping is a therapy!

I have discovered a different kind of therapy – just browsing the wonderful selection of clothing and gift sistes brings me instant joy.  Being able to visualise myself in the garments, shoes, etc. can be quite enough for a fun session.  The auction sites are also good – you can do vital research into what’s out there.  No need to spend too much when bidding.  Setting a maximum bid is always a good idea.  Knowing our own limit is essential.  As with all spending.  Online makes it easy – just log out if you feel unsure!